From Seattle, Tacoma, Everett, Marysville, Mount Vernon, Anacortes, Bremerton, Olympia, Spokane, Tri-Cities, Vancouver and all of Clark County, Moses Lake, Wenatchee, Aberdeen and the rest of the State of Washington it is important that you find the Medicare coverage that fits you and your lifestyle.
Medigap plans in Washington are available with no medical underwriting during your initial enrollment period; and may change between Medigap plans throughout the year. You may however, apply to a company and fill out the medical underwriting questions at any time if not already enrolled.
We represent the majority of the insurance companies that offer Medigap coverage in Washington state. We are here to assist you in finding the coverage that fits your needs.
(Medigap or MedSup) is specifically designed to supplement Medicare's benefits and is regulated by federal and state law. The plans must be clearly identified as Medicare Supplemental insurance and must provide specific benefits that help fill the gaps in Original Medicare coverage. Other types of insurance may help you with out-of-pocket health care costs but they do not qualify as Medigap plans.Learn more
Medicare is a national health insurance program for people age 65 or older, people of all ages with disabilities, and people with End-Stage Renal Disease (ESRD) or Lou Gehrig's Disease (ALS). Medicare is run by the Centers for Medicare & Medicaid Services. The Social Security Administration helps CMS by enrolling people in Medicare and by collecting Medicare premiums. Medicare is divided into two parts:
helps pay for care in a hospital, skilled nursing facility, some home health care, and hospice care.
helps pay for doctor bills, outpatient hospital care and other medical services not covered by Part A.
* Part B annual increases are based on Part B medical cost increases and are related to income levels.
Part A: (pays for inpatient hospital, skilled nursing facility, and some home health care) For each benefit period Medicare pays all covered costs except the Medicare Part A deductible (2023 = $1,600) during the first 60 days and coinsurance amounts for hospital stays that last beyond 60 days and no more than 150 days.
Either you are automatically enrolled or you must apply. If you are getting Social Security or Railroad Retirement Board benefits before you turn 65, you are automatically enrolled and your Medicare card will be mailed to you about three months before your 65th birthday.
If you are not receiving retirement benefits, you must apply by contacting a Social Security Administration office or, if appropriate, the Railroad Retirement Board. You should apply three months before your 65th birthday to avoid a possible delay in the start of your coverage. If you have been a disabled beneficiary under Social Security or Railroad Retirement for 24 months, you will automatically get a Medicare card in the mail.
Additional Medigap Information
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